• Long term Loan for Development.
  • Deposit multiplied by 3.
  • Maximum period 48 Months.
  • Atleast 5 Guarantors
  • Deduction must be within 1/3 rd rule.
  • Rate 1 % per Month.(12% P.A) Reducing.
  • Long term Loan for Members saved over One Million Deposits.
  • Deposit multiplied by 4.
  • Maximum period 60 Months.
  • Atleast 7 Guarantors
  • Deduction through Salary.
  • Rate 1 % per Month.(12% P.A) Reducing.
  • Long term Loan for  Development.
  • Deposit Multiplier by 4.
  • Maximum Period 84 Months.
  • Atleast 7 Guarantors.
  • Deductions through Salary.
  • Rate 1.33 % per month(16%P.A)Reducing.
  • Loan for fees/unforeseen circumstances.
  • Deposit Multiplier by 4.
  • Maximum Period 12 Months.
  • Atleast 4 Guarantors.
  • Deductions through Salary.
  • Rate 1.25 % per month(15%P.A)Reducing.
  • Loan term Loan for Bridging Projects.
  • Deposit Multiplied by 4.
  • Maximum Period 84 Months.
  • Atleast 7 Guarantors.
  • Deduction through Salary.
  • Rate 1.25% per Month (15%P.A) Amortized.

 

  • Loan for retired Members.
  • Deposit Multiplied by 2.
  • Maximum Period 84 Months.
  • Atleast 4 Guarantors/Collateral.
  • Proof of ability to pay.
  • Rate 1 % per Month (12%P.A) Reducing.
  • Loan Designed For Household Items.
  • Deposit multiplied by 4
  • Maximum period 20 Months.
  • Atleast 4 Guarantors
  • Maintain Net salary Atleast Ksh. 3000.
  • Rate 1.45 % per Month. Fixed Straight Line.
  • Long term Loan for Urgent Needs.
  • Net salary multiplied by 7.
  • Deposit Multiplied by 4.
  • Maximum period 10 Months.
  • Atleast 2 Guarantors
  • Deduction through Salary.
  • Rate 4 % per Month Reducing.
  • Loan Designed For Household Items.
  • Deposit multiplied by 4
  • Maximum period 15 Months.
  • Atleast 4 Guarantors
  • Maintain Net salary Atleast Ksh. 3000.
  • Rate 1.45 % per Month. Fixed Straight Line.

Once against Pending Loan Disbursement.

Maximum Amount 50% Loan Approved.

Rate 5% Amount advanced.

  • Loan Designed For Household Items.
  • Deposit multiplied by 4
  • Maximum period 10 Months.
  • Atleast 4 Guarantors
  • Maintain Net salary Atleast Ksh. 3000.
  • Rate 1.45 % per Month. Fixed Straight Line.

Once  Every Month against Salary through FOSA Account..

Maximum Amount 300,000.

Rate 10% Amount advanced.