Spotcash Mobile Banking


Egerton Sacco is on SpotCash M-banking platform. Our members are able to access their accounts and banking transactions using mobile phones.

Benefits to members:

  • Time and location independence in banking.
  • Reduced traveling requirements and expenses.
  • Reduced cost of accessing funds.
  • 24/7/365 banking experience.
  • Better control over your money.
  • Increased banking and promotion of the savings culture and discipline.
  • Promotion of cashless culture that brings about reduction of cases of insecurity.

How to register:

  • A member duly fills in the application form,
  • Upon registration the member is sent a text message to specified phone number with a PIN, organization code and brief instructions on how to access Spot Cash.
  • g. Dear JOHN ANONYMOUS. You are now registered for Spot Cash.  your secret PIN is ****. Dial *645# to start using this service. Egerton University Sacco

How to use spot cash:

On Safaricom, dial *645# and enter your secret PIN to get services such as:

  1. Cash
  2. Balance
  3. Deposits
  4. Airtime
  5. New Pin
  6. Mini-Stmt
  7. Stop ATM
  • Reply with specific number for specific enquiry and send
  • Based on the type of service accessed you may be prompted for more input

How to deposit money to Egerton SACCO using M-PESA pay bill 350050

  • Select “Pay Bill” from the M-PESA menu.
  • Enter business number as 350050
  • Then enter account number as,
    • For FOSA savings account deposits enter 0060
    • For Share Deposits contribution enter shares
  • Enter amount to transfer and then enter your M-PESA PIN.
  • You will receive a notification from M-PESA and Egerton SACCO confirming that the amount has been transferred to your account, and the current available balance after the deposit has been credited.